Short answer: The main costs are agent commission (negotiable, with no set rate), title and escrow fees, your mortgage payoff, any prep or repairs, and any concessions you give the buyer. Your net is the sale price minus all of those. Compare it with an as-is net before deciding.
What are the typical costs of selling a home in Utah?
Most sellers pay some mix of the following:
- Agent commission, which is negotiable
- Title insurance and escrow or closing fees
- Payoff of your mortgage and any other liens
- Prorated property taxes and any HOA fees through closing
- Prep: cleaning, repairs, paint, staging
- Concessions you agree to, such as closing-cost help or repair credits
Is real estate commission set in Utah?
No. Commission is negotiable between you and your brokerage. There is no standard or required rate. Ask exactly what's included before you sign a listing agreement.
Who pays title and closing costs in Utah?
It depends on the contract. Sellers commonly pay for the buyer's title insurance policy and their share of the escrow fees, but every item can be negotiated. Your closing statement will list each one.
Do I pay a transfer tax when I sell in Utah?
Utah does not have a state real estate transfer tax. You will still see recording, title and escrow charges at closing.
How much do repairs and prep cost?
That depends entirely on the house. Small, cheap fixes such as paint, fixtures and yard work often pay off. Big items like a roof or HVAC may not. Selling as-is skips prep costs and repair credits, usually for a lower price.
How do I estimate what I'll walk away with?
Start with a realistic sale price from comparable sales, then subtract your payoff and the costs above. Request a price range and you'll get your estimated net both ways: listed on the MLS and sold as-is.